{"id":636641,"date":"2026-11-14T09:19:28","date_gmt":"2026-11-14T07:19:28","guid":{"rendered":"https:\/\/korabelov.info\/2026\/11\/636641\/the-harvest-is-in-but-money-is-short-mykolaiv-farmers-borrowed-uah-3-74-billion\/"},"modified":"2026-11-14T09:24:44","modified_gmt":"2026-11-14T07:24:44","slug":"the-harvest-is-in-but-money-is-short-mykolaiv-farmers-borrowed-uah-3-74-billion","status":"publish","type":"post","link":"https:\/\/korabelov.info\/en\/2026\/11\/636641\/the-harvest-is-in-but-money-is-short-mykolaiv-farmers-borrowed-uah-3-74-billion\/","title":{"rendered":"The harvest is in, but money is short: Mykolaiv farmers borrowed UAH 3.74 billion"},"content":{"rendered":"<p>Farmers in <strong>Mykolaiv Oblast<\/strong> took out loans in <strong>2026<\/strong> to keep their farms operating while struggling to sell their produce at a favorable price. The amount of funding was announced at a <a href=\"https:\/\/youtube.com\/watch?v=Q-bO_gUkdfo\" target=\"_blank\" rel=\"noopener\">briefing<\/a> by <strong>Volodymyr Afanasiev<\/strong>, chief specialist in the Department of Agricultural Production at the <strong>Mykolaiv Regional Military Administration<\/strong>.<\/p>\n<blockquote class=\"quote-light\"><p>\u201cIn <strong>Mykolaiv Oblast<\/strong>, <strong>520<\/strong> farmers have used credit funds, with total loans amounting to <strong>UAH 3.74 billion<\/strong>. This includes <strong>328<\/strong> businesses that received a total of <strong>UAH 2.05 billion<\/strong> under the government\u2019s <strong>\u2018Affordable Loans 5\u20137\u20139\u2019<\/strong> program,\u201d said <strong>Volodymyr Afanasiev<\/strong>.<\/p><\/blockquote>\n<p>Thus, farms received more than half of all borrowed funds through the government program. The <strong>Regional Military Administration<\/strong> says the need for loans stems from difficulties selling produce: problems with port operations have driven purchase prices down, while fuel and fertilizer have become more expensive.<\/p>\n<blockquote class=\"quote-light\"><p>\u201cAs a result, farmers have limited financial resources for their business operations,\u201d said <strong>Volodymyr Afanasiev<\/strong>.<\/p><\/blockquote>\n<p>At the same time, this year\u2019s grain harvest in the region exceeded last year\u2019s by <strong>800,000 tonnes<\/strong>. However, export difficulties have also limited farms\u2019 ability to earn money from selling their crops.<\/p>\n<p>The fertilizer shortage is making the situation even more difficult. In <strong>2025<\/strong>, Ukrainian companies supplied just <strong>37%<\/strong> of the country\u2019s fertilizer needs. In <strong>March 2026<\/strong>, reports said fertilizer production in <strong>Ukraine<\/strong> had declined due to electricity supply problems. The shortage could reduce crop yields by around <strong>20%<\/strong>.<\/p>\n<p>In <strong>August 2026<\/strong>, Minister of Agrarian Policy and Food <strong>Taras Vysotskyi<\/strong> announced loans for the autumn sowing campaign. The terms were as follows:<\/p>\n<ul>\n<li>interest rate \u2014 <strong>10% per year<\/strong>;<\/li>\n<li>loan amount \u2014 up to <strong>UAH 90 million<\/strong>;<\/li>\n<li>loan term \u2014 until <strong>March 31, 2027<\/strong>;<\/li>\n<li>grain could be used as collateral.<\/li>\n<\/ul>\n<p>According to <strong>Volodymyr Afanasiev<\/strong>, access to financing, together with other support measures, enabled farmers in the region to sow winter crops for the <strong>2027<\/strong> harvest on a scale close to the previous year\u2019s.<\/p>\n<p><!-- website-article-source:f1715da7fbe818c37ff0d8b4 --><\/p>\n<p><strong>We previously reported:<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/korabelov.info\/en\/2026\/11\/636553\/wait-for-better-prices-grain-bags-delivered-to-farmers-in-mykolaiv-region\/\" target=\"_blank\" rel=\"noopener\">Waiting for a better price: farmers in Mykolaiv Oblast receive grain storage bags<\/a><\/li>\n<li><a href=\"https:\/\/korabelov.info\/en\/2026\/11\/636076\/grain-harvest-grows-but-selling-is-difficult-mykolaiv-region-farmers-collect-2-8-million-tonnes\/\" target=\"_blank\" rel=\"noopener\">More grain, but hard to sell: farmers in Mykolaiv Oblast harvest 2.8 million tonnes<\/a><\/li>\n<li><a href=\"https:\/\/korabelov.info\/en\/2026\/11\/635073\/preserving-grain-and-preparing-for-sowing-italy-to-help-farmers-in-odesa-region\/\" target=\"_blank\" rel=\"noopener\">Protecting grain and preparing for sowing: Italy to help farmers in Odesa Oblast<\/a><\/li>\n<li><a href=\"https:\/\/korabelov.info\/en\/2026\/11\/632953\/diesel-for-sowing-with-no-payment-upfront-mykolaiv-farmers-receive-fuel-cards\/\" target=\"_blank\" rel=\"noopener\">Free diesel for sowing: Mykolaiv farmers receive fuel cards<\/a><\/li>\n<li><a href=\"https:\/\/korabelov.info\/en\/2026\/10\/631856\/farmers-may-run-short-of-funds-for-sowing-ukrainian-agricultural-producers-have-lost-60-of-their-reserves\/\" target=\"_blank\" rel=\"noopener\">Farmers may run short of money for sowing: Ukrainian agricultural producers lose 60% of their reserves<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\ud83c\udf3e This year, 800,000 more tonnes of grain were harvested than last year. But problems with port operations drove down purchase prices, while fuel and fertilizers became more expensive.<\/p>\n<p>\ud83d\udcb3 Under the \"Affordable Loans 5\u20137\u20139\" program, 328 businesses received UAH 2.05 billion. Funding and other support helped farmers sow winter crops for the 2027 harvest at nearly the same level as the previous year.<\/p>\n<p>\ud83d\udd39 In August, the minister announced loans at 10% interest for the autumn sowing campaign, with the option to use grain as collateral.<\/p>\n","protected":false},"author":12394,"featured_media":403346,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","tstyn_error":"","tie_post_sub_title":"More than half of the loan funds were received through the state program"},"categories":[4612,4578],"tags":[4820,4747],"class_list":["post-636641","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economic","category-society","tag-harvest","tag-mykolaiv-region"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.8 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>The harvest is in, but money is short: Mykolaiv farmers borrowed UAH 3.74 billion - \u041d\u043e\u0432\u043e\u0441\u0442\u0438 \u041d\u0438\u043a\u043e\u043b\u0430\u0435\u0432\u0430 c\u0435\u0433\u043e\u0434\u043d\u044f<\/title>\n<meta name=\"description\" content=\"\ud83c\udf3e This year, 800,000 more tonnes of grain were harvested than last year. But problems with port operations drove down purchase prices, while fuel and fertilizers became more expensive. \ud83d\udcb3 Under the \u201cAffordable Loans 5\u20137\u20139\u201d program, 328 businesses received UAH 2.05 billion. Funding and other support helped farmers sow winter crops for the 2027 harvest at nearly the same level as the previous year. \ud83d\udd39 In August, the minister announced loans at 10% interest for the autumn sowing campaign, with the option to use grain as collateral. | \u041a\u043e\u0440\u0430\u0431\u0435\u043b\u043e\u0432.\u0418\u041d\u0424\u041e\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/korabelov.info\/en\/2026\/11\/636641\/the-harvest-is-in-but-money-is-short-mykolaiv-farmers-borrowed-uah-3-74-billion\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The harvest is in, but money is short: Mykolaiv farmers borrowed UAH 3.74 billion\" \/>\n<meta property=\"og:description\" content=\"\ud83c\udf3e This year, 800,000 more tonnes of grain were harvested than last year. 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Funding and other support helped farmers sow winter crops for the 2027 harvest at nearly the same level as the previous year. \ud83d\udd39 In August, the minister announced loans at 10% interest for the autumn sowing campaign, with the option to use grain as collateral. | \u041a\u043e\u0440\u0430\u0431\u0435\u043b\u043e\u0432.\u0418\u041d\u0424\u041e\" \/>\n<meta property=\"og:url\" content=\"https:\/\/korabelov.info\/en\/2026\/11\/636641\/the-harvest-is-in-but-money-is-short-mykolaiv-farmers-borrowed-uah-3-74-billion\/\" \/>\n<meta property=\"og:site_name\" content=\"\u041d\u043e\u0432\u043e\u0441\u0442\u0438 \u041d\u0438\u043a\u043e\u043b\u0430\u0435\u0432\u0430 c\u0435\u0433\u043e\u0434\u043d\u044f\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/korabelovinfo\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-11-14T07:19:28+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-11-14T07:24:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/korabelov.info\/wp-content\/uploads\/2023\/07\/782107.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"860\" \/>\n\t<meta property=\"og:image:height\" content=\"430\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Modern\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Modern\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/korabelov.info\\\/en\\\/2026\\\/11\\\/636641\\\/the-harvest-is-in-but-money-is-short-mykolaiv-farmers-borrowed-uah-3-74-billion\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/korabelov.info\\\/en\\\/2026\\\/11\\\/636641\\\/the-harvest-is-in-but-money-is-short-mykolaiv-farmers-borrowed-uah-3-74-billion\\\/\"},\"author\":{\"name\":\"Modern\",\"@id\":\"https:\\\/\\\/korabelov.info\\\/en\\\/#\\\/schema\\\/person\\\/a56bea94f434cf219bea48ae0ad2db79\"},\"headline\":\"The harvest is in, but money is short: Mykolaiv farmers borrowed UAH 3.74 billion\",\"datePublished\":\"2026-11-14T07:19:28+00:00\",\"dateModified\":\"2026-11-14T07:24:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/korabelov.info\\\/en\\\/2026\\\/11\\\/636641\\\/the-harvest-is-in-but-money-is-short-mykolaiv-farmers-borrowed-uah-3-74-billion\\\/\"},\"wordCount\":375,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/korabelov.info\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/korabelov.info\\\/en\\\/2026\\\/11\\\/636641\\\/the-harvest-is-in-but-money-is-short-mykolaiv-farmers-borrowed-uah-3-74-billion\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/korabelov.info\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/782107.jpg\",\"keywords\":[\"Harvest\",\"Mykolaiv Region\"],\"articleSection\":[\"Economic\",\"Society\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/korabelov.info\\\/en\\\/2026\\\/11\\\/636641\\\/the-harvest-is-in-but-money-is-short-mykolaiv-farmers-borrowed-uah-3-74-billion\\\/#respond\"]}],\"copyrightYear\":\"2026\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/korabelov.info\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/korabelov.info\\\/en\\\/2026\\\/11\\\/636641\\\/the-harvest-is-in-but-money-is-short-mykolaiv-farmers-borrowed-uah-3-74-billion\\\/\",\"url\":\"https:\\\/\\\/korabelov.info\\\/en\\\/2026\\\/11\\\/636641\\\/the-harvest-is-in-but-money-is-short-mykolaiv-farmers-borrowed-uah-3-74-billion\\\/\",\"name\":\"The harvest is in, but money is short: Mykolaiv farmers borrowed UAH 3.74 billion - \u041d\u043e\u0432\u043e\u0441\u0442\u0438 \u041d\u0438\u043a\u043e\u043b\u0430\u0435\u0432\u0430 c\u0435\u0433\u043e\u0434\u043d\u044f\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/korabelov.info\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/korabelov.info\\\/en\\\/2026\\\/11\\\/636641\\\/the-harvest-is-in-but-money-is-short-mykolaiv-farmers-borrowed-uah-3-74-billion\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/korabelov.info\\\/en\\\/2026\\\/11\\\/636641\\\/the-harvest-is-in-but-money-is-short-mykolaiv-farmers-borrowed-uah-3-74-billion\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/korabelov.info\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/782107.jpg\",\"datePublished\":\"2026-11-14T07:19:28+00:00\",\"dateModified\":\"2026-11-14T07:24:44+00:00\",\"description\":\"\ud83c\udf3e This year, 800,000 more tonnes of grain were harvested than last year. 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